PayvyConsider Stampli when AP staff need invoice collaboration and workflows fitted to an existing ERP.
Invoice collaboration and ERP depth
Payvy vs Stampli.
Stampli brings invoice conversations, coding, approvals and ERP integration into one process, with procurement, supplier management and payments extending that scope.
Payvy’s source and workflow engine are inspectable and self-hostable. Stampli already supplies extraction, payment execution and ERP integration that Payvy is still building.
An ERP logo is only the starting point. Establish which objects and dimensions synchronize, how exceptions are handled, and which optional modules are in the quote.
EIGHT AREAS THAT CHANGE THE DECISION
Feature by feature.
Vendor capabilities are documented offerings, subject to the caveats below. Payvy statuses describe the current rebuild, not the older product.
| Feature | Stampli | Payvy Early build |
|---|---|---|
| Invoice capture | Captures invoice data, flags duplicates and suggests coding and approvers from prior activity. Questions and conversations remain attached to the invoice. | In the source Document inbox, email intake and model extraction are implemented. Originals live in configured S3-compatible storage. Extraction checks amounts, matches vendors and produces drafts; quality depends on the model and document. |
| Approvals & controls | Supports invoice approval reminders and collaboration. Direct Pay provides separate payment approval controls; separating bill review from payment authorization is not unique to Payvy. | In the core Vendor workflows support named approvers, amount thresholds, timed holds and external signals. Bills retain their workflow version. Person keys approve and release; changes produce audit events. |
| Payment execution | Direct Pay offers ACH, paper checks, virtual cards and supported international methods. Remittance, status and ERP reconciliation accompany the payment; confirm coverage and fees for each route. | Mercury in the source The reviewed build implements Mercury payments, person-authorized release, request or direct mode, status polling and handling of failures and returns. Other banks and international currencies are planned. Source implementation is not hosted launch availability. |
| Accounting & ERP sync | Supports cloud and on-premises ERPs across Microsoft, Oracle, Sage, SAP, Intuit and other families. Data coverage varies by ERP and configuration, with mappings tested during implementation. | Planned VisiBooks, QuickBooks Online and Xero sync are planned, alongside ERP connections for NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central and Acumatica. No accounting or ERP connector is implemented in the reviewed rebuild. |
| Purchasing & PO matching | Covers requests, approval routing, POs, receipts and invoice matching. Pricing distinguishes semi-automated two/three-way matching from Billy automation; verify the matching and procurement scope in your quote. | Planned PO matching is planned. Purchase requests, receiving and a procurement suite are not available in the current build. |
| Suppliers & tax workflows | Offers configurable onboarding forms, document collection, supplier visibility and controls for sensitive banking changes. Advanced Vendor Management is listed separately from the core AP offering. | Core + gaps Vendor records and vendor-specific workflows are implemented. A supplier onboarding portal, tax validation and 1099 filing are not available. |
| APIs & agent access | ERP connections use prebuilt APIs, Stampli Bridge for supported on-premises systems, or file exchange. General-purpose self-service developer API access was not verified; ask about custom endpoints, webhooks and sandboxes. | In the core REST and MCP expose the same command registry. Agent keys can prepare bills and propose workflows; person-only actions are excluded. Release uses preview and single-use confirmation. |
| Hosting & operations | Stampli operates the cloud application. Onboarding, training, customer success and support are listed in its offering; request the responsibilities and cost of custom integration work. | Self-hosted AGPL-3.0-only source with no per-seat license charge; self-hosters operate their own infrastructure. Planned hosted pricing is $39/company/month with your own agent or AI provider keys, or $99/company/month with a Payvy-managed agent. Both include unlimited users and agent connections. Provider usage is separate on the $39 plan; included AI limits on the $99 plan will be defined before launch. |
Payvy source reviewed November 10, 2026. This column is based on the project status, command registry, payment implementation, extraction implementation and email intake documentation at revision 9829c85. An implemented API is not a production-ready end-user app.
THE PRICING MODEL
Quote-based pricing
No public dollar amount is listed. The pricing page includes onboarding, training and support, and lists procurement, Direct Pay and advanced vendor management beyond AP. Confirm the licensed scope and all transaction charges.
PAYVY
$0 self-hosted license.
Self-hosters cover infrastructure, maintenance, storage, AI services and bank charges.
Planned hosted pricing is $39/company/month with your own agent or AI provider keys, or $99/company/month with a Payvy-managed agent. Both include unlimited users and agent connections. Provider usage is separate on the $39 plan; included AI limits on the $99 plan will be defined before launch.
Explore the hosted plans →Hosted Payvy is in development. Availability has not been announced.
BEFORE YOU CHOOSE
Bring a real workflow
to the demo.
These are our suggested evaluation questions, not claims that Stampli fails them.
- Which ERP fields, entities, receipts and payment states are included in your implementation?
- Which matching steps are semi-automated versus automated by Billy, and what is the price for each?
- Can you demonstrate separate invoice and payment approvals, a bank-detail change, and a complete export with attachments?
Sources and scope
Reviewed November 9, 2026. We used official vendor documentation and pricing, not hands-on product testing. Buyer-fit notes are the Payvy team’s interpretation. Prices are in USD where published; fees, discounts, regions, modules and contracts can change the total.
“Not verified” means the reviewed sources do not establish a capability or entitlement. It does not mean the vendor lacks it. Confirm your requirements directly before choosing a system.