Payvy01
Prepared, with the proof.
Read the invoice, check the totals, match the vendor and propose the coding. Bring the original document and the reason for every suggestion into the review.
Evidence alongside every proposalOPEN-SOURCE BILL PAY & APPROVALS
Accounts payable automation.
Actually automated.
Collect invoices, approve bills and pay vendors.
Your agents prepare the work. Your team authorizes
payments through your own bank.
In development · Interactive previews use sample data · AGPL-3.0
WORKFLOW DESIGN PREVIEWSample bills. The experience we’re building.
In this demo$4,430
Awaiting release3 bills
Released0 bills
BILLS TO REVIEW Choose a bill ↓
↳ Try a different vendor.
Each bill follows its own workflow.
Each bill follows its own workflow.
INV-1042
$2,450Northline Supply
Materials · Oak Street project
Standard approval
- Invoice received
- Approved by AlexUP NEXT
- Released by you
An agent prepares the bill and its evidence. A person reviews it and authorizes release.
A preview of the approval journey we’re building. Sample data only; no payment is submitted.
Built in Rust Bring your own agent Your bank, your money Open by design
01 / THE EXPERIENCE WE’RE BUILDING
From an invoice in your inbox
to a payment in your books.
Give agents the routine work. Give people the context to decide. Keep every bill moving through a process your team can see and control.
02
A process that keeps its place.
Route approvals, wait for funding and surface exceptions. The work should pick up where it left off, even when an agent disconnects or someone changes shifts.
Clear ownership at every step03
Finished means reconciled.
Authorize the exact payment. Let your bank execute it. Track the result, investigate uncertain outcomes and connect the completed payment to your books.
Payment through reconciliation02 / A WORKSPACE FOR YOU AND YOUR AGENTS
The work keeps moving.
You see what matters.
We’re building an AP desk where agents prepare the routine work and bring you the decisions. Open any bill to see the evidence, the activity and the limits on what its agent can do.
Every agent has a job, an owner and clear permissions.
Every proposal comes with evidence you can inspect.
Work resumes after a hold, a handoff or a restart.
People authorize payments. Your bank executes them.
Bring your own agent through API or MCP, or use the workers built into Payvy. One workflow. The same rules for every caller.
Help build the open foundation Your AP deskProduct vision
The bill is ready. The context is, too.
Your agent prepared the bill, suggested the project coding and found a delivery charge worth checking.
Invoice INV-1042
$2,450 total · matches the line items
Suggested coding
Materials → Oak Street · based on 3 approved bills
Exception to review
$150 delivery charge · absent from the purchase order
Review the $150 exception before approving.
Interactive design preview · Sample records · No connected accounts or live payments
03 / SIMPLE PRICING FOR YOUR WHOLE COMPANY
One workspace.
Your choice of agent.
The same AP features, approvals and controls in both hosted plans. Unlimited people and agent connections. Choose who supplies the AI.
Planned launch pricing · USD · Product in development
YOUR AGENT. WE HOST PAYVY.
Bring your own agent
$39per company
per month
per month
Connect an agent you already use, or bring your AI provider keys for Payvy’s workflows.
- Hosted Payvy, updates and backups
- Unlimited users and agent connections
- The full planned AP feature set
- Your agent through API or MCP
You supply the AI.
Discuss early access Your AI provider or agent subscription bills usage separately. No Payvy-managed AI allowance is included.
WE HOST PAYVY AND RUN THE AGENT.
Payvy-managed agent
$99per company
per month
per month
Let Payvy supply and run the agent. No separate AI provider account or keys to configure.
- Hosted Payvy, updates and backups
- Unlimited users and agent connections
- The full planned AP feature set
- Payvy-managed agent and included AI usage
We supply the AI.
Discuss early access An AI processing allowance is included. Usage limits and any overage pricing will be published before launch.
Prefer to self-host? The software is free.AGPL-3.0-only. You cover infrastructure, AI services and your bank’s fees.
No per-seat charge. No Payvy payment markup. Bank fees and applicable taxes are separate.
04 / A DIFFERENT BUSINESS MODEL
Pay for software.
Keep control of the rest.
Free to self-host. Hosted plans start at $39 per company per month. No per-seat licensing. No Payvy payment markup.
MAKE IT YOUR TEAMMore people.
More people.
Same license cost.
1 person30 people
BILL5 full-price users × $65
$325/moPayvySELF-HOSTEDAll your people. Your infrastructure.
$0 licenseOpen source means no software license bill.
Budget separately for hosting, storage, AI and your bank’s fees.
See hosted plans from $39/company/month →
List prices checked November 9, 2026. Excludes payment fees, taxes, discounts and approver-only pricing. This is a license-cost illustration, not a feature-equivalent quote. BILL pricing & plan details
05 / YOUR SOFTWARE. YOUR WAY OF WORKING.
Build your AP operation
on an open foundation.
Choose your agents. Inspect the rules. Keep your documents on your storage and payments with your bank. We’re building Payvy in the open so the way it works can be yours, too.
AGPL-3.0-only / Rust / API + MCP / Self-hostable
THE PRODUCT WE’RE BUILDING TOWARD
Prepare the work
Scoped agents, checked invoices, suggested coding and evidence-backed review packets.
Keep people in control
Visible assignments, explainable exceptions and explicit payment authorization.
Close the loop
Bank execution, verified outcomes and accounting sync—with a record of every step.
This is our product direction, not a release checklist. Follow the source for the current build. Hosted launch plans are shown above; availability and managed AI usage limits are still to come.
What are we seeing on this page?+
The product we’re building. These interactive previews use sample data to show how agents, evidence, approvals and bank workflows should fit together. Payvy is in development; the full experience is not available yet.
Can I bring my own agent?+
That is central to the design. Payvy’s shared API and MCP command system is the foundation. We’re building toward scoped assignments and permissions so your agents and Payvy’s built-in workers can operate in the same workflow.
Who authorizes payments?+
A person. Agents prepare the bill, gather evidence and propose the payment. The intended flow gives you the exact amount and destination to review before Payvy instructs your own bank.
What happens when an agent gets stuck?+
The work should pause with a clear reason, supporting evidence and a person responsible for the decision. We’re designing tasks to survive disconnects and restarts, and payment handling to investigate uncertain bank outcomes before retrying.
What does open source change?+
You can inspect and adapt the workflow code, run Payvy on your infrastructure and choose how agents connect. The AGPL-3.0-only license has no per-seat charge. Hosting, storage, AI services and bank fees remain your responsibility.
What will hosted Payvy cost?+
Planned hosted pricing is $39/company/month with your own agent or AI provider keys, or $99/company/month with a Payvy-managed agent. Both include unlimited users and agent connections. Provider usage is separate on the $39 plan; included AI limits on the $99 plan will be defined before launch.
What does bring your own agent mean?+
You can connect your own agent through API or MCP, or supply AI provider keys for Payvy’s workflows. Payvy hosts the AP app; your provider or agent subscription bills AI usage separately. The managed plan is for teams that want Payvy to supply and run the agent.